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  • FAQs

    Who is eligible to apply for a loan?
    What do I need to get a loan?
    Bayport interest rates appear too high.
    There is a high incidence of over deduction.
    Do I need collateral to get a Bayport loan?
    What can I use my loan for?
    I am not a civil servant nor is the company I work for approved by Bayport, how do I get a loan?
    How much of loan can I get?
    Is my salary enough to get a loan?
    Which is your cheapest loan product?
    Can I pay my loan early if I want?
    How long does it take for the loan to be disbursed?
    I’ve heard there are delays in payment of loans into an account.
    Can my Bayport loan be used to pay off my other loans/debts?
    Can I increase a current loan amount?
    If my monthly deductions are more than what was agreed, what should I do?
    How do I make a complaint?



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Bayport Financial Services (Ghana) is a Non Banking Financial Institution, registered with the Bank of Ghana under the non banking law — PNDC law 328 engaged in payroll tied lending.

Bayport Financial Services Ghana opened for business in 2003. It was the second Bayport Financial Services operation.

Guided by an experienced board and a talented management team, Bayport Ghana has come to understand the needs and attitudes that drive the Ghanaian people’s relationship with credit. As a result, it is one of the country’s leading credit providers with a presence in each of the regional capitals.