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  • FAQs

    Who is eligible to apply for a loan?
    What do I need to get a loan?
    Bayport interest rates appear too high.
    There is a high incidence of over deduction.
    Do I need collateral to get a Bayport loan?
    What can I use my loan for?
    I am not a civil servant nor is the company I work for approved by Bayport, how do I get a loan?
    How much of loan can I get?
    Is my salary enough to get a loan?
    Which is your cheapest loan product?
    Can I pay my loan early if I want?
    How long does it take for the loan to be disbursed?
    I’ve heard there are delays in payment of loans into an account.
    Can my Bayport loan be used to pay off my other loans/debts?
    Can I increase a current loan amount?
    If my monthly deductions are more than what was agreed, what should I do?
    How do I make a complaint?

     

     

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Bayport loans provide financial solutions for ordinary people who want to achieve extraordinary things. If you need a personal loan, a business loan or are investing in your future, Bayport offers a range of products to suit your needs. Our unsecured loans offer the advantage of not having to provide any guarantees through valuable assets like vehicles or property.

Applying for a Bayport loan offers you the benefits of:

  • No sureties
  • No guarantees
  • No collateral
  • No deposits
  • No post-dated cheques

Applying for a loan is easier than ever. All it takes is one visit to a Bayport branch to secure your loan. Simply visit your nearest branch or submit your details and one of our agents will contact you directly. If you are unable to reach the nearest Bayport branch, Bayport’s mobile network has a team of mobile agents who will come to you and help you apply for a loan.

At Bayport we believe in responsible credit and ensure that our clients understand the terms of repayment and borrow for the right reasons. With Bayport’s Credit Life, customers receive insurance cover that pays the outstanding balance of their loan, should they become retrenched, disabled, pass away or contract a dreaded disease.