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As long as you are on Controller and Accountant General’s Departments or other government or private organisations that have partnered with Bayport, you are eligible to apply for a loan with us.
It’s simple; all you need is a recent pay slip, any of your national ID’s, a bank statement that shows your income, and two (2) passport sized photographs.
You do not need any collateral for your loan. It’s unsecured.
We encourage our customers to borrow for the right reasons but you can use your loan for education fees and other income generating ventures.
At the moment you would not get a loan. However, if your organisation has more than 100 employees, Bayport can enter an agreement with your employer to enable you and your colleagues to borrow from us.
Currently, you can borrow any amount up to GHC 15,000 as long as you meet our affordability criteria.
Any salary is enough for a loan as long as you pass our affordability criteria.
The 60 month product is the cheapest product as you can spread your loan payments over 5 years. However, we offer 1, 3, 6, 12, 24 and 36 month loan products as well for shorter loan payments.
It is possible to pay your loan off early. Please call our Customer Service Department on 0302-770991 or our toll free on 0800-10016 (Vodafone only) for further details.
You can get your loan instantly after the loan processing procedure at the branch or larger amounts are paid into your bank account within 24 hours.
Delays in loan payments are usually due to documentation issues or provision of incomplete information.
Yes, for loan consolidation purposes, please call our Customer Service Department on 0302-770991 or our toll free number on 0800-10016 (Vodafone only).
Yes, you can replace your current loan with a higher amount or take a second loan.
It is uncommon for this to happen, but if it does, please inform your nearest Bayport branch immediately so as to fix the error.
Naturally, we pride ourselves on the quality of our service, and the products we offer. However, should you feel you need to make a complaint, please visit your nearest Bayport branch for assistance. Alternatively, you can contact our Customer Service Department on 0302-770991 or on our toll free number on 0800-10016 (Vodafone only)
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Bayport Savings and Loans Ltd is a subsidiary of Bayport Management Ltd (registration number 54787 C1/GBL) ("BML") which is a Public Limited Company incorporated in the Republic of Mauritius under section 299 of the Mauritius Companies Act. BML's Registered Office is situated at C/o DTOS Ltd, 10th Floor, Raffles Tower, 19 Cybercity, Ebene, Mauritius. BML is licensed and regulated by the Financial Services Commission of Mauritius.